Payment Choice Act of 2025
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Bill details
Summary
Introduced in House
Payment Choice Act of 2025 This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.
District impact notes
The Payment Choice Act of 2025 requires retail businesses to accept cash for on-site sales of $500 or less. • This legislation could ensure that cash remains an accessible payment option for consumers in the district. • Local retailers may need to adjust their payment systems to comply with the new requirements, which could affect their operations. • There may be questions about how enforcement will be managed and whether businesses can effectively implement the necessary changes without incurring additional costs. AI-generated from official bill summary and plain-English note; verify with official text.
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