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HR. 3645 · 119th Congress

ACCESS Act of 2025

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Bill details

Introduced: 5/29/2025
Status: Placed on the Union Calendar, Calendar No. 166.
Bill ID: 119hr3645
Latest action: Placed on the Union Calendar, Calendar No. 166.

Summary

Reported to House

Amendment for Crowdfunding Capital Enhancement and Small-business Support Act of 2025 or the ACCESS Act of 2025 This bill expands the exemption from certain disclosures applicable to crowdfunding issuers with specified target offering amounts. (Crowdfunding is used to raise capital through a large number of individuals investing potentially small amounts of money.) Under current law, crowdfunding issuers that have target offering amounts of $100,000 or less are not required to make available financial statements reviewed by an independent public accountant. The bill increases that amount to $250,000 and allows the Securities and Exchange Commission to increase this amount to no more than $400,000 upon recommendation of the Office of the Advocate for Small Business Capital Formation and the Office of the Investor Advocate.

Source: BILLSUM · Summary date: 7/15/2025

District impact notes

1 notes
NEUTRAL
4/7/2026

The ACCESS Act of 2025 increases the exemption limit for certain disclosures required from crowdfunding issuers, raising the threshold from $100,000 to $250,000. • This change could help small businesses in the district access more funding through crowdfunding. • Local investors may have more opportunities to support small businesses, potentially impacting the local economy. • There may be concerns about ensuring adequate investor protection as disclosure requirements are relaxed. AI-generated from official bill summary and plain-English note; verify with official text.

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Summary source label: BILLSUM
Congress.gov bill →GovInfo bill text (BILLS) →GovInfo summaries (BILLSUM) →OurCongress methodology →
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About this data

Non-partisan by design
OurCongress provides plain-English context without endorsements, political interpretation, or advocacy.
Official sources
Data is sourced from official government records (e.g., Congress.gov, GovInfo, Clerk of the House, and the U.S. Senate).
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Last updated: 4/7/2026Source: BILLSUMBill: 119hr3645Learn more →